Loan Terms
Financing That Grows With Your Experience

Mobile Home Money offers flexible private lending for manufactured, modular, and small site-built starter-home projects throughout North Carolina.  As your projects grow from from one manufactured home flip to multiple flips or new construction, our lending terms adapt to your experience.

Loan terms are based on the complete strength of the borrower and project—including relevant experience, borrower contribution, liquidity, project margin, collateral, construction risk, and exit strategy.

Newer builders typically begin with more conservative leverage and larger contingency reserves. As builders establish a successful track record, they may qualify for reduced contributions, higher leverage, lower contingency requirements, and preferred pricing.

mobile home money loan terms

Project & Loan Calculator

Estimate project cost, potential loan amount, required cash or equity, financing costs, and projected profit. Interest is estimated on the full committed loan amount from the closing date.

Project Information

Enter the planned budget before contingency.
Cash, verified lot equity, or approved cross-collateral.

Estimated Results

Eligible project cost
$0
Estimated maximum loan
$0
Estimated cash/equity needed
$0
Estimated project profit
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Borrower profile Terms will appear here.
Enter project information and select Calculate.
  • Contingency reserve$0
  • Project contribution$0
  • Borrower closing costs$0
  • LTC-based maximum$0
  • ARV-based maximum$0
  • Loan-to-cost0%
  • Loan-to-ARV0%
  • Estimated Dutch interest$0
  • Origination fee$0
  • Estimated selling costs$0
  • Primary loan constraint—
Preliminary planning estimate only; not a commitment to lend. Interest is estimated on the full committed loan amount from closing regardless of draw timing. Final terms are subject to underwriting.