Private Lending for Manufactured and Modular Home Investors

We fund North Carolina manufactured home flips and factory built spec builds with straightforward, relationship-driven private capital.

View Loan Programs Submit a Deal

North Carolina Deals Only • Business Purpose Loans • Real Property Collateral

What We Finance

Focused Factory-Built Housing Lending in North Carolina

Manufactured Home Flip Loans

Financing for investors buying and renovating double wides on land.

Double-Wide Spec Builder Loans

Lot + new manufactured home placement financing.

Modular Spec Builder Loans

Financing for NC modular home builders.

Why Mobile Home Money

We focus exclusively on factory built products: manufactured and modular housing investments in North Carolina. Our goal is to build long-term relationships with serious investors who need reliable private capital.

Manufactured housing specialists
Modular housing specialists
North Carolina focused lending
Fast, common-sense decisions
Investor-friendly terms
Relationship-driven lending

How Funding Works

Simple process designed for experienced manufactured/modular home investors.

Apply

Submit your deal information.

Deal Review

We review numbers and collateral.

Term Sheet

Clear terms with no surprises.

Close

Attorney closing in North Carolina.

Fund

Capital deployed for your project.

Borrower Criteria

We work with investors who meet these basic guidelines.

Ideal Projects

Borrower Expectations

Start a Funding Conversation

If you have a manufactured/modular home flip or spec build project in North Carolina, contact us to discuss funding. Even if you are just in the planning stages or just wondering if a deal like yours is a good fit, give us a call. We might fund it, we might know another lender, or we might partner on the deal.