Loan Programs

Mobile Home Money offers flexible private lending for manufactured, modular, and small site-built starter-home projects throughout North Carolina.Loan terms are based on the complete strength of the borrower and project—including relevant experience, borrower contribution, liquidity, project margin, collateral, construction risk, and exit strategy.Newer builders typically begin with more conservative leverage and larger contingency reserves. As builders establish a successful track record, they may qualify for reduced contributions, higher leverage, lower contingency requirements, and preferred pricing.

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If you have a starter-home flip or spec build project in North Carolina, contact us to discuss funding.